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student loan planning 2

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Student loan planning can feel overwhelming, but breaking it down into manageable steps helps. Start by understanding the difference between federal and private loans, and always check interest rates and repayment terms before borrowing. Aim to borrow only what you truly need, and consider future payments when choosing a degree program. Even small actions, like making interest payments while in school, can save thousands long-term. Financial aid offices often offer free counseling to help you c…