When a client pays late, a freelancer may need cash before the next invoice...

https://manuelssmartperspectives.novacrestiq.com/posts/why-not-just-use-a-high-limit-credit-card-during-slow-season

When a client pays late, a freelancer may need cash before the next invoice clears. A Rolex can help bridge that gap without a sale: a lender evaluates the watch and offers a loan against its value