In Texas, new drivers pay car insurance based on state minimums like 30/60/25...

https://www.bookmarking-presto.win/new-drivers-in-texas-often-face-higher-car-insurance-costs-due-to-the-state-s

In Texas, new drivers pay car insurance based on state minimums like 30/60/25 liability coverage. Rates change a lot depending on whether you live in a city or rural area, your age, driving record, credit-based insurance score, and the car you drive