Freelancers can use a Rolex as collateral to cover the stretch between invoices...

https://lima-wiki.win/index.php/Can_I_Use_My_Rolex_to_Fund_a_Passion_Project%3F

Freelancers can use a Rolex as collateral to cover the stretch between invoices without selling a valued watch. A lender may advance about 30% of its value, and some evaluations take under an hour. Borrowers reclaim the watch after repaying the loan.